Comprehensive Local Credit Card Guide

Credit Cards in 45647 (Londonderry, OH)

Credit Card Debt in 45647

^ Average credit card debt in 45647 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 45647

^ Based on overall Ohio data, the credit card delinquency rate in Londonderry is approximately 0.57%. ^[2]

Credit Scores in 45647

^ The average credit score in Londonderry is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 45647

Credit Card Debt in 45647

45647 Credit Card Debt
- The estimated average credit card debt for 45647 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 45647

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45647 Credit Scores

Credit Scores in 45647
- Residents of 45647 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 45647 (Londonderry, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 45647 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 45647 ^[4]
- 45647 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 45647 (Londonderry, OH)

Recent credit card complaints originating from consumers in 45647, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 45647

Complaint Issue	Number of Complaints*
Improper use of your report	1
Struggling to pay mortgage	1

* Total 2021 - 2024 (current)

Additional information about Ohio

About 45647

45647 is associated with the city of Londonderry, which is located in Ross County in the state of Ohio. ^[6]

45647 Credit Cards

For more information about 45647 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau