Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 45374 (Troy, OH)

Credit Card Debt in 45374

^ Average credit card debt in 45374 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45374

^ Based on overall Ohio data, the credit card delinquency rate in Troy is approximately 0.57%. [2]

Credit Scores in 45374

^ The average credit score in Troy is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45374

Credit Card Debt in 45374


  • 45374 Credit Card Debt
    • The estimated average credit card debt for 45374 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45374


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


45374 Credit Scores


  • Credit Scores in 45374
    • Residents of 45374 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45374 (Troy, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45374 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45374 [4]
    • 45374 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Ohio

About 45374

45374 is associated with the city of Troy, which is located in Miami County in the state of Ohio. [6]

OH Credit Cards

45374 Credit Cards

For more information about 45374 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Ohio


Go

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau