Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 45270 (Cincinnati, OH)

Credit Card Debt in 45270

^ Average credit card debt in 45270 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45270

^ Based on overall Ohio data, the credit card delinquency rate in Cincinnati is approximately 0.57%. [2]

Credit Scores in 45270

^ The average credit score in Cincinnati is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45270

Credit Card Debt in 45270


  • 45270 Credit Card Debt
    • The estimated average credit card debt for 45270 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45270


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


45270 Credit Scores


  • Credit Scores in 45270
    • Residents of 45270 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45270 (Cincinnati, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45270 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45270 [4]
    • 45270 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45270 (Cincinnati, OH)

Recent credit card complaints originating from consumers in 45270, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45270

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Ohio

About 45270

45270 is associated with the city of Cincinnati, which is located in Hamilton County in the state of Ohio. [6]

OH Credit Cards

45270 Credit Cards

For more information about 45270 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Ohio


Go

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau