Comprehensive Local Credit Card Guide

Credit Cards in 03462 (Spofford, NH)

Credit Card Debt in 03462

^ Average credit card debt in 03462 is approximately $5,327, based on overall New Hampshire data. ^[1]

Credit Card Delinquency in 03462

^ Based on overall New Hampshire data, the credit card delinquency rate in Spofford is approximately 0.58%. ^[2]

Credit Scores in 03462

^ The average credit score in Spofford is approximately 715, based on collective New Hampshire data. ^[3]

Credit Card & Personal Finance Statistics in 03462

Credit Card Debt in 03462

03462 Credit Card Debt
- The estimated average credit card debt for 03462 residents is $5,327. ^[1]
- Average credit card debt amount in New Hampshire (all cities) is 7% greater than the national average of $4,965.
- Collectively, New Hampshire cities rank 11th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 03462

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03462 Credit Scores

Credit Scores in 03462
- Residents of 03462 (NH) have an estimated average credit score of 715. ^[3]
- The average credit score in New Hampshire (all cities) is 2.73% greater than the national average score of 696.
- New Hampshire collectively ranks 9th in the U.S. in average credit score of residents. ^[3]

More 03462 (Spofford, NH) Credit Stats

Credit card delinquency rates in New Hampshire ^[2]
- New Hampshire residents (all cities) rank 21st in the U.S. with a rate that is 2% greater than the national average of 0.57%.

Cardholders in 03462 who are more than 90 days late on payments
- New Hampshire Rate: 0.58%
- National Average: 0.57%

Statute of limitations for credit card debt in 03462 ^[4]
- 03462 (New Hampshire) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 03462 (Spofford, NH)

Recent credit card complaints originating from consumers in 03462, NH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 03462

Complaint Issue	Number of Complaints*
Struggling to pay your loan	1

* Total 2021 - 2024 (current)

Additional information about New Hampshire

About 03462

03462 is associated with the city of Spofford, which is located in Cheshire County in the state of New Hampshire. ^[6]

03462 Credit Cards

For more information about 03462 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Hampshire

Cities in NH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Hampshire State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau