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Comprehensive Local Credit Card Guide

Towson Credit Cards

Credit Card Debt in Towson

^ Average credit card debt in Towson is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in Towson

^ Based on overall MD data, the credit card delinquency rate in Towson is approximately 0.61%. [2]

Credit Scores in Towson

^ The average credit score in Towson is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Towson, MD Credit Card & Personal Finance Statistics

Towson Credit Card Debt


  • Credit Card Debt in Towson
    • The estimated average credit card debt for Towson residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Towson Credit Card Calculator


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Towson Credit Scores


  • Credit Scores in Towson
    • Residents of Towson, MD have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More Towson, MD Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Towson cardholders that are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Towson [4]
    • Towson (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Towson, MD

Recent credit card complaints originating from consumers in 21204, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 15, 2015
21204
Other
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Aug 18, 2016
21204
Delinquent account
NAVY FEDERAL CREDIT UNION
Closed with explanation
Yes
Yes
Sep 25, 2012
21204
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 8, 2013
21204
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 30, 2012
21204
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 2, 2015
21204
Credit determination
WELLS FARGO & COMPANY
Closed with explanation
Yes
Yes

Local Financial Institutions in Towson

Banks in or near Towson, MD

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Towson produced no matches.

ATMs in or near Towson, MD

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Towson produced no matches.

Credit Unions in or near Towson, MD

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Towson produced no matches.

Towson, MD Household Income Statistics

Income: Towson vs. Maryland

Median household income in Towson ($204,733) is approximately 163 percent greater than the median income for the state as a whole ($77,924). [5]


Towson, MD Income Breakdown

The city of Towson has a median household income of $204,733, versus $77,924 for Maryland and $58,283 for the U.S. Approximately 8 percent of Towson households have incomes below poverty level. [5]



Income: Towson vs. Nation

Median household income in Towson ($204,733) is approximately 251 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Maryland

About Towson

Towson is a city located in Baltimore County in the state of Maryland, and has a population of approximately 51,197. [6]

MD Credit Cards

Towson Credit Cards

For more information about Towson credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MD

ZIP Codes in Maryland


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau