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Comprehensive Local Credit Card Guide

Credit Cards in 20905 (Silver Spring, MD)

Credit Card Debt in 20905

^ Average credit card debt in 20905 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20905

^ Based on overall Maryland data, the credit card delinquency rate in Silver Spring is approximately 0.61%. [2]

Credit Scores in 20905

^ The average credit score in Silver Spring is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20905

Credit Card Debt in 20905


  • 20905 Credit Card Debt
    • The estimated average credit card debt for 20905 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20905


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20905 Credit Scores


  • Credit Scores in 20905
    • Residents of 20905 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20905 (Silver Spring, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20905 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20905 [4]
    • 20905 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20905 (Silver Spring, MD)

Recent credit card complaints originating from consumers in 20905, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 20905

Complaint Issue Number of Complaints*
Incorrect information on your report 47
Improper use of your report 23
Problem with a company's investigation into an existing problem 6
Problem with a credit reporting company's investigation 6
Trouble during payment process 5
Other 14
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 20905

20905 is associated with the city of Silver Spring, which is located in Montgomery County in the state of Maryland. [6]

MD Credit Cards

20905 Credit Cards

For more information about 20905 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20905

6. ^ United States Census Bureau