Credit Card & Personal Finance Statistics in 20905
Credit Card Debt in 20905
- 20905 Credit Card Debt
-
- The estimated average credit card debt for 20905 residents is $5,345. [1]
- Average credit card debt amount in Maryland (all cities) is
8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 20905
20905 Credit Scores
- Credit Scores in 20905
-
- Residents of 20905 (MD) have an estimated average credit score of 696. [3]
- The average credit score in Maryland (all cities) is
exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]
More 20905 (Silver Spring, MD) Credit Stats
- Credit card delinquency rates in Maryland [2]
-
- Maryland residents (all cities) rank 17th in the U.S. with a rate that
is 7% greater than the national average of 0.57%.
- Cardholders in 20905 who are more than 90 days late on payments
-
- Maryland Rate: 0.61%
- National Average: 0.57%
- Statute of limitations for credit card debt in 20905 [4]
-
- 20905 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 20905 (Silver Spring, MD)
Recent credit card complaints originating from consumers in 20905, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 20905
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
47 |
| Improper use of your report |
23 |
| Problem with a company's investigation into an existing problem |
6 |
| Problem with a credit reporting company's investigation |
6 |
| Trouble during payment process |
5 |
| Other |
14 |
* Total 2021 - 2024 (current)
Additional information about Maryland
About 20905
20905 is associated with the city of Silver Spring, which is located in Montgomery County in the state of Maryland. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Maryland
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
