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Comprehensive Local Credit Card Guide

Credit Cards in 20732 (Chesapeake Beach, MD)

Credit Card Debt in 20732

^ Average credit card debt in 20732 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20732

^ Based on overall Maryland data, the credit card delinquency rate in Chesapeake Beach is approximately 0.61%. [2]

Credit Scores in 20732

^ The average credit score in Chesapeake Beach is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20732

Credit Card Debt in 20732


  • 20732 Credit Card Debt
    • The estimated average credit card debt for 20732 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20732


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20732 Credit Scores


  • Credit Scores in 20732
    • Residents of 20732 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20732 (Chesapeake Beach, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20732 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20732 [4]
    • 20732 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20732 (Chesapeake Beach, MD)

Recent credit card complaints originating from consumers in 20732, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 20732

Complaint Issue Number of Complaints*
Incorrect information on your report 20
Improper use of your report 12
Credit monitoring or identity theft protection services 11
Problem with a credit reporting company's investigation 2
Struggling to pay mortgage 2
Other 9
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 20732

20732 is associated with the city of Chesapeake Beach, which is located in Calvert County in the state of Maryland. [6]

MD Credit Cards

20732 Credit Cards

For more information about 20732 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20732

6. ^ United States Census Bureau