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Comprehensive Local Credit Card Guide

Hagerstown Credit Cards

Credit Card Debt in Hagerstown

^ Average credit card debt in Hagerstown is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in Hagerstown

^ Based on overall MD data, the credit card delinquency rate in Hagerstown is approximately 0.61%. [2]

Credit Scores in Hagerstown

^ The average credit score in Hagerstown is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Hagerstown, MD Credit Card & Personal Finance Statistics

Hagerstown Credit Card Debt


  • Credit Card Debt in Hagerstown
    • The estimated average credit card debt for Hagerstown residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Hagerstown Credit Card Calculator


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Hagerstown Credit Scores


  • Credit Scores in Hagerstown
    • Residents of Hagerstown, MD have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More Hagerstown, MD Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Hagerstown cardholders that are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hagerstown [4]
    • Hagerstown (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Hagerstown, MD

Recent credit card complaints originating from consumers in 21740, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 27, 2015
21740
Credit determination
PAYPAL HOLDINGS INC.
Closed with non-monetary relief
Yes
No
Mar 12, 2014
21740
Other
WELLS FARGO & COMPANY
Closed with explanation
Yes
Yes
Nov 3, 2012
21740
Billing statement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
May 8, 2014
21740
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 5, 2014
21740
Unsolicited issuance of credit card
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Sep 13, 2014
21740
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 8, 2012
21740
Balance transfer
CITIBANK, N.A.
Closed with relief
Yes
No
Mar 12, 2014
21740
Other
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Dec 10, 2015
21740
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Oct 15, 2016
21740
Unsolicited issuance of credit card
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 26, 2012
21740
Billing statement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

Local Financial Institutions in Hagerstown

Banks in or near Hagerstown, MD

Local banks offering credit and financial products to residents of the community.

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ATMs in or near Hagerstown, MD

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Credit Unions in or near Hagerstown, MD

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Hagerstown produced no matches.

Hagerstown, MD Household Income Statistics

Income: Hagerstown vs. Maryland

Median household income in Hagerstown ($18,528) is approximately 76 percent less than the median income for the state as a whole ($77,924). [5]


Hagerstown, MD Income Breakdown

The city of Hagerstown has a median household income of $18,528, versus $77,924 for Maryland and $58,283 for the U.S. Approximately 11 percent of Hagerstown households have incomes below poverty level. [5]



Income: Hagerstown vs. Nation

Median household income in Hagerstown ($18,528) is approximately 68 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Maryland

About Hagerstown

Hagerstown is a city located in Washington County in the state of Maryland, and has a population of approximately 39,662. [6]

MD Credit Cards

Hagerstown Credit Cards

For more information about Hagerstown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in MD

ZIP Codes in Maryland


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau