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Comprehensive Local Credit Card Guide

Baltimore Credit Cards

Credit Card Debt in Baltimore

^ Average credit card debt in Baltimore is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in Baltimore

^ Based on overall MD data, the credit card delinquency rate in Baltimore is approximately 0.61%. [2]

Credit Scores in Baltimore

^ The average credit score in Baltimore is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Baltimore, MD Credit Card & Personal Finance Statistics

Baltimore Credit Card Debt


  • Credit Card Debt in Baltimore
    • The estimated average credit card debt for Baltimore residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Baltimore Credit Card Calculator


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Baltimore Credit Scores


  • Credit Scores in Baltimore
    • Residents of Baltimore, MD have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More Baltimore, MD Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Baltimore cardholders that are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Baltimore [4]
    • Baltimore (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Baltimore, MD

Recent credit card complaints originating from consumers in 21202, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 20, 2014
21202
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 5, 2014
21202
Billing disputes
Peroutka, Miller, Klima & Peters, P.A.
Closed with explanation
Yes
No
Oct 6, 2012
21202
Sale of account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Apr 16, 2013
21202
Customer service / Customer relations
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No
Feb 26, 2017
21202
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Sep 2, 2014
21202
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes

Local Financial Institutions in Baltimore

Banks in or near Baltimore, MD

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Baltimore produced no matches.

ATMs in or near Baltimore, MD

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Baltimore produced no matches.

Credit Unions in or near Baltimore, MD

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Baltimore produced no matches.

Baltimore, MD Household Income Statistics

Income: Baltimore vs. Maryland

Median household income in Baltimore ($42,006) is approximately 46 percent less than the median income for the state as a whole ($77,924). [5]


Baltimore, MD Income Breakdown

The city of Baltimore has a median household income of $42,006, versus $77,924 for Maryland and $58,283 for the U.S. Approximately 25 percent of Baltimore households have incomes below poverty level. [5]



Income: Baltimore vs. Nation

Median household income in Baltimore ($42,006) is approximately 28 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Maryland

About Baltimore

Baltimore is a city located in Baltimore County in the state of Maryland, and has a population of approximately 620,961. [6]

MD Credit Cards

Baltimore Credit Cards

For more information about Baltimore credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MD

ZIP Codes in Maryland


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau