Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Lake Charles Credit Cards

Credit Card Debt in Lake Charles

^ Average credit card debt in Lake Charles is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Lake Charles

^ Based on overall LA data, the credit card delinquency rate in Lake Charles is approximately 0.76%. [2]

Credit Scores in Lake Charles

^ The average credit score in Lake Charles is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Lake Charles, LA Credit Card & Personal Finance Statistics

Lake Charles Credit Card Debt


  • Credit Card Debt in Lake Charles
    • The estimated average credit card debt for Lake Charles residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Lake Charles Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Lake Charles Credit Scores


  • Credit Scores in Lake Charles
    • Residents of Lake Charles, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Lake Charles, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Lake Charles cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lake Charles [4]
    • Lake Charles (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Louisiana

About Lake Charles

Lake Charles is a city located in Calcasieu County in the state of Louisiana, and has a population of approximately 71,993. [6]

LA Credit Cards

Lake Charles Credit Cards

For more information about Lake Charles credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in LA

ZIP Codes in Louisiana


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau