Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

West Jefferson Credit Cards

Credit Card Debt in West Jefferson

^ Average credit card debt in West Jefferson is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in West Jefferson

^ Based on overall AL data, the credit card delinquency rate in West Jefferson is approximately 0.77%. [2]

Credit Scores in West Jefferson

^ The average credit score in West Jefferson is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

West Jefferson, AL Credit Card & Personal Finance Statistics

West Jefferson Credit Card Debt


  • Credit Card Debt in West Jefferson
    • The estimated average credit card debt for West Jefferson residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

West Jefferson Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


West Jefferson Credit Scores


  • Credit Scores in West Jefferson
    • Residents of West Jefferson, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More West Jefferson, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • West Jefferson cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in West Jefferson [4]
    • West Jefferson (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About West Jefferson

West Jefferson is a town located in Jefferson County in the state of Alabama, and has a population of approximately 338. [6]

AL Credit Cards

West Jefferson Credit Cards

For more information about West Jefferson credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in AL

ZIP Codes in Alabama


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau