Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Richardson Credit Cards

Credit Card Debt in Richardson

^ Average credit card debt in Richardson is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Richardson

^ Based on overall TX data, the credit card delinquency rate in Richardson is approximately 0.59%. [2]

Credit Scores in Richardson

^ The average credit score in Richardson is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Richardson, TX Credit Card & Personal Finance Statistics

Richardson Credit Card Debt


  • Credit Card Debt in Richardson
    • The estimated average credit card debt for Richardson residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Richardson Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Richardson Credit Scores


  • Credit Scores in Richardson
    • Residents of Richardson, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Richardson, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Richardson cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richardson [4]
    • Richardson (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Texas

About Richardson

Richardson is a city located in Dallas County in the state of Texas, and has a population of approximately 99,223. [6]

TX Credit Cards

Richardson Credit Cards

For more information about Richardson credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in TX

ZIP Codes in Texas


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau