Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Payne Springs Credit Cards

Credit Card Debt in Payne Springs

^ Average credit card debt in Payne Springs is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Payne Springs

^ Based on overall TX data, the credit card delinquency rate in Payne Springs is approximately 0.59%. [2]

Credit Scores in Payne Springs

^ The average credit score in Payne Springs is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Payne Springs, TX Credit Card & Personal Finance Statistics

Payne Springs Credit Card Debt


  • Credit Card Debt in Payne Springs
    • The estimated average credit card debt for Payne Springs residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Payne Springs Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Payne Springs Credit Scores


  • Credit Scores in Payne Springs
    • Residents of Payne Springs, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Payne Springs, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Payne Springs cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Payne Springs [4]
    • Payne Springs (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Texas

About Payne Springs

Payne Springs is a town located in Henderson County in the state of Texas, and has a population of approximately 767. [6]

TX Credit Cards

Payne Springs Credit Cards

For more information about Payne Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in TX

ZIP Codes in Texas


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau