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Comprehensive Local Credit Card Guide

Credit Cards in 75472 (Point, TX)

Credit Card Debt in 75472

^ Average credit card debt in 75472 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 75472

^ Based on overall Texas data, the credit card delinquency rate in Point is approximately 0.59%. [2]

Credit Scores in 75472

^ The average credit score in Point is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 75472

Credit Card Debt in 75472


  • 75472 Credit Card Debt
    • The estimated average credit card debt for 75472 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 75472


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75472 Credit Scores


  • Credit Scores in 75472
    • Residents of 75472 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 75472 (Point, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 75472 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 75472 [4]
    • 75472 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About 75472

75472 is associated with the city of Point, which is located in Rains County in the state of Texas. [6]

TX Credit Cards

75472 Credit Cards

For more information about 75472 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau