Comprehensive Local Credit Card Guide

Credit Cards in 75410 (Alba, TX)

Credit Card Debt in 75410

^ Average credit card debt in 75410 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 75410

^ Based on overall Texas data, the credit card delinquency rate in Alba is approximately 0.59%. ^[2]

Credit Scores in 75410

^ The average credit score in Alba is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 75410

Credit Card Debt in 75410

75410 Credit Card Debt
- The estimated average credit card debt for 75410 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 75410

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

75410 Credit Scores

Credit Scores in 75410
- Residents of 75410 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 75410 (Alba, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 75410 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 75410 ^[4]
- 75410 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 75410 (Alba, TX)

Recent credit card complaints originating from consumers in 75410, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 75410

Complaint Issue	Number of Complaints*
Unable to get your credit report or credit score	6
Incorrect information on your report	4
Improper use of your report	3
Problem with a credit reporting company's investigation	3
Attempts to collect debt not owed	2
Other	3

* Total 2021 - 2024 (current)

Additional information about Texas

About 75410

75410 is associated with the city of Alba, which is located in Rains County in the state of Texas. ^[6]

75410 Credit Cards

For more information about 75410 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 75410

6. ^ United States Census Bureau