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Comprehensive Local Credit Card Guide

Credit Cards in 38135 (Memphis, TN)

Credit Card Debt in 38135

^ Average credit card debt in 38135 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38135

^ Based on overall Tennessee data, the credit card delinquency rate in Memphis is approximately 0.66%. [2]

Credit Scores in 38135

^ The average credit score in Memphis is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38135

Credit Card Debt in 38135


  • 38135 Credit Card Debt
    • The estimated average credit card debt for 38135 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

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38135 Credit Scores


  • Credit Scores in 38135
    • Residents of 38135 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38135 (Memphis, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38135 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38135 [4]
    • 38135 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38135 (Memphis, TN)

Recent credit card complaints originating from consumers in 38135, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?

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Additional information about Tennessee

About 38135

38135 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]

TN Credit Cards

38135 Credit Cards

For more information about 38135 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau