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Comprehensive Local Credit Card Guide

Credit Cards in 37938 (Knoxville, TN)

Credit Card Debt in 37938

^ Average credit card debt in 37938 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 37938

^ Based on overall Tennessee data, the credit card delinquency rate in Knoxville is approximately 0.66%. [2]

Credit Scores in 37938

^ The average credit score in Knoxville is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 37938

Credit Card Debt in 37938


  • 37938 Credit Card Debt
    • The estimated average credit card debt for 37938 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 37938


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37938 Credit Scores


  • Credit Scores in 37938
    • Residents of 37938 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 37938 (Knoxville, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 37938 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 37938 [4]
    • 37938 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 37938 (Knoxville, TN)

Recent credit card complaints originating from consumers in 37938, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 37938

Complaint Issue Number of Complaints*
Managing an account 2
Problem with a credit reporting company's investigation 2
Attempts to collect debt not owed 1
Communication tactics 1
Dealing with your lender or servicer 1
Other 5
* Total 2021 - 2024 (current)

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Additional information about Tennessee

About 37938

37938 is associated with the city of Knoxville, which is located in Knox County in the state of Tennessee. [6]

TN Credit Cards

37938 Credit Cards

For more information about 37938 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau