Comprehensive Local Credit Card Guide

Credit Cards in 97458 (Myrtle Point, OR)

Credit Card Debt in 97458

^ Average credit card debt in 97458 is approximately $4,773, based on overall Oregon data. ^[1]

Credit Card Delinquency in 97458

^ Based on overall Oregon data, the credit card delinquency rate in Myrtle Point is approximately 0.45%. ^[2]

Credit Scores in 97458

^ The average credit score in Myrtle Point is approximately 709, based on collective Oregon data. ^[3]

Credit Card & Personal Finance Statistics in 97458

Credit Card Debt in 97458

97458 Credit Card Debt
- The estimated average credit card debt for 97458 residents is $4,773. ^[1]
- Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 97458

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

97458 Credit Scores

Credit Scores in 97458
- Residents of 97458 (OR) have an estimated average credit score of 709. ^[3]
- The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. ^[3]

More 97458 (Myrtle Point, OR) Credit Stats

Credit card delinquency rates in Oregon ^[2]
- Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 97458 who are more than 90 days late on payments
- Oregon Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 97458 ^[4]
- 97458 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 97458 (Myrtle Point, OR)

Recent credit card complaints originating from consumers in 97458, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 97458

Complaint Issue	Number of Complaints*
Problem with a purchase or transfer	1

* Total 2021 - 2024 (current)

Additional information about Oregon

About 97458

97458 is associated with the city of Myrtle Point, which is located in Coos County in the state of Oregon. ^[6]

97458 Credit Cards

For more information about 97458 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Oregon

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau