Credit Card & Personal Finance Statistics in 97306
Credit Card Debt in 97306
- 97306 Credit Card Debt
-
- The estimated average credit card debt for 97306 residents is $4,773. [1]
- Average credit card debt amount in Oregon (all cities) is
4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 97306
97306 Credit Scores
- Credit Scores in 97306
-
- Residents of 97306 (OR) have an estimated average credit score of 709. [3]
- The average credit score in Oregon (all cities) is
1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]
More 97306 (Salem, OR) Credit Stats
- Credit card delinquency rates in Oregon [2]
-
- Oregon residents (all cities) rank 39th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 97306 who are more than 90 days late on payments
-
- Oregon Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 97306 [4]
-
- 97306 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 97306 (Salem, OR)
Recent credit card complaints originating from consumers in 97306, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 97306
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
33 |
| Improper use of your report |
18 |
| Problem with a purchase shown on your statement |
15 |
| Attempts to collect debt not owed |
12 |
| Managing an account |
8 |
| Other |
32 |
* Total 2021 - 2024 (current)
Additional information about Oregon
About 97306
97306 is associated with the city of Salem, which is located in Marion County in the state of Oregon. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Oregon
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
