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Comprehensive Local Credit Card Guide

North Olmsted Credit Cards

Credit Card Debt in North Olmsted

^ Average credit card debt in North Olmsted is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in North Olmsted

^ Based on overall OH data, the credit card delinquency rate in North Olmsted is approximately 0.57%. [2]

Credit Scores in North Olmsted

^ The average credit score in North Olmsted is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

North Olmsted, OH Credit Card & Personal Finance Statistics

North Olmsted Credit Card Debt


  • Credit Card Debt in North Olmsted
    • The estimated average credit card debt for North Olmsted residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

North Olmsted Credit Card Calculator


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North Olmsted Credit Scores


  • Credit Scores in North Olmsted
    • Residents of North Olmsted, OH have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More North Olmsted, OH Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • North Olmsted cardholders that are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in North Olmsted [4]
    • North Olmsted (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near North Olmsted, OH

Recent credit card complaints originating from consumers in 44070, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 12, 2013
44070
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Feb 22, 2017
44070
Customer service / Customer relations
DISCOVER BANK
Closed with explanation
Yes
No
Mar 30, 2015
44070
Billing disputes
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Jul 31, 2014
44070
Billing statement
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Jul 30, 2012
44070
APR or interest rate
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Apr 17, 2013
44070
Other
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local Financial Institutions in North Olmsted

Banks in or near North Olmsted, OH

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in North Olmsted produced no matches.

ATMs in or near North Olmsted, OH

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in North Olmsted produced no matches.

Credit Unions in or near North Olmsted, OH

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in North Olmsted produced no matches.

North Olmsted, OH Household Income Statistics

Income: North Olmsted vs. Ohio

Median household income in North Olmsted ($74,127) is approximately 44 percent greater than the median income for the state as a whole ($51,385). [5]


North Olmsted, OH Income Breakdown

The city of North Olmsted has a median household income of $74,127, versus $51,385 for Ohio and $58,283 for the U.S. Approximately 18 percent of North Olmsted households have incomes below poverty level. [5]



Income: North Olmsted vs. Nation

Median household income in North Olmsted ($74,127) is approximately 27 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Ohio

About North Olmsted

North Olmsted is a city located in Cuyahoga County in the state of Ohio, and has a population of approximately 32,718. [6]

OH Credit Cards

North Olmsted Credit Cards

For more information about North Olmsted credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in OH

ZIP Codes in Ohio


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau