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Comprehensive Local Credit Card Guide

Gilby Credit Cards

Credit Card Debt in Gilby

^ Average credit card debt in Gilby is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in Gilby

^ Based on overall ND data, the credit card delinquency rate in Gilby is approximately 0.35%. [2]

Credit Scores in Gilby

^ The average credit score in Gilby is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Gilby, ND Credit Card & Personal Finance Statistics

Gilby Credit Card Debt


  • Credit Card Debt in Gilby
    • The estimated average credit card debt for Gilby residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Gilby Credit Card Calculator


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Gilby Credit Scores


  • Credit Scores in Gilby
    • Residents of Gilby, ND have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More Gilby, ND Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Gilby cardholders that are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gilby [4]
    • Gilby (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About Gilby

Gilby is a city located in Grand Forks County in the state of North Dakota, and has a population of approximately 237. [6]

ND Credit Cards

Gilby Credit Cards

For more information about Gilby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in ND

ZIP Codes in North Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau