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Comprehensive Local Credit Card Guide

Valley City Credit Cards

Credit Card Debt in Valley City

^ Average credit card debt in Valley City is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in Valley City

^ Based on overall ND data, the credit card delinquency rate in Valley City is approximately 0.35%. [2]

Credit Scores in Valley City

^ The average credit score in Valley City is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Valley City, ND Credit Card & Personal Finance Statistics

Valley City Credit Card Debt


  • Credit Card Debt in Valley City
    • The estimated average credit card debt for Valley City residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Valley City Credit Card Calculator


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Valley City Credit Scores


  • Credit Scores in Valley City
    • Residents of Valley City, ND have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More Valley City, ND Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Valley City cardholders that are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Valley City [4]
    • Valley City (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About Valley City

Valley City is a city located in Barnes County in the state of North Dakota, and has a population of approximately 6,585. [6]

ND Credit Cards

Valley City Credit Cards

For more information about Valley City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in ND

ZIP Codes in North Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau