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Comprehensive Local Credit Card Guide

North Dakota Credit Cards

Credit Card Debt in ND

^ North Dakota residents have average credit card debt of $4,011, which ranks 50th in the nation. [1]

Credit Card Info in ND by City

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Credit Card Delinquency in ND

^ The credit card delinquency rate for North Dakota residents is 0.35%, which ranks 51st in the U.S. [2]

ND Credit Cards

North Dakota Credit Card & Personal Finance Statistics

North Dakota Credit Card Debt


  • Credit Card Debt: ND vs. U.S.
    • North Dakota residents have average credit card debt of $4,011. [1]
    • The average credit card debt amount in North Dakota is 19% less than the national average of $4,965.
    • ND ranks 50th in the nation in average credit card debt. [1]

Credit Card Delinquency in ND


  • Cardholders that are more than 90 days late on credit card payments in North Dakota [2]
    • North Dakota ranks 51st in the nation with a credit card delinquency rate that is 39% less than the national average of 0.57%.
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in North Dakota [4]
    • North Dakota: 6 years
    • U.S. Average: 5.4 years

North Dakota Credit Scores


  • Credit Scores: ND vs. U.S.
    • North Dakota residents have an average credit score of 721. [3]
    • The average credit score for North Dakota residents is 4% greater than the national average score of 696.
    • ND ranks 1st in the nation in average credit score. [3]

North Dakota Demographics

Income Breakdown in North Dakota

The state of North Dakota has a median household income is $49,659. Approximately 12 percent of households in ND have incomes below the poverty level. [5]



Household Income: North Dakota vs. U.S.

The median household income in the state of North Dakota is approximately 15 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the North Dakota median household income of $49,659. [5]


Age Breakdown in North Dakota

In North Dakota, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about North Dakota

About North Dakota

The state of North Dakota has a population of approximately 672,591, ranking 46th in the nation. [5]

ND Credit Cards

More about North Dakota Credit Cards

For more information about North Dakota credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

North Dakota Cities

North Dakota ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve