Comprehensive Local Credit Card Guide

Credit Cards in 56362 (Paynesville, MN)

Credit Card Debt in 56362

^ Average credit card debt in 56362 is approximately $4,541, based on overall Minnesota data. ^[1]

Credit Card Delinquency in 56362

^ Based on overall Minnesota data, the credit card delinquency rate in Paynesville is approximately 0.37%. ^[2]

Credit Scores in 56362

^ The average credit score in Paynesville is approximately 720, based on collective Minnesota data. ^[3]

Credit Card & Personal Finance Statistics in 56362

Credit Card Debt in 56362

56362 Credit Card Debt
- The estimated average credit card debt for 56362 residents is $4,541. ^[1]
- Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 56362

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56362 Credit Scores

Credit Scores in 56362
- Residents of 56362 (MN) have an estimated average credit score of 720. ^[3]
- The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. ^[3]

More 56362 (Paynesville, MN) Credit Stats

Credit card delinquency rates in Minnesota ^[2]
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.

Cardholders in 56362 who are more than 90 days late on payments
- Minnesota Rate: 0.37%
- National Average: 0.57%

Statute of limitations for credit card debt in 56362 ^[4]
- 56362 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 56362 (Paynesville, MN)

Recent credit card complaints originating from consumers in 56362, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 56362

Complaint Issue	Number of Complaints*
Closing an account	1
Closing your account	1
Trouble during payment process	1

* Total 2021 - 2024 (current)

Additional information about Minnesota

About 56362

56362 is associated with the city of Paynesville, which is located in Stearns County in the state of Minnesota. ^[6]

56362 Credit Cards

For more information about 56362 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Minnesota

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau