Comprehensive Local Credit Card Guide

Credit Cards in 56545 (Gary, MN)

Credit Card Debt in 56545

^ Average credit card debt in 56545 is approximately $4,541, based on overall Minnesota data. ^[1]

Credit Card Delinquency in 56545

^ Based on overall Minnesota data, the credit card delinquency rate in Gary is approximately 0.37%. ^[2]

Credit Scores in 56545

^ The average credit score in Gary is approximately 720, based on collective Minnesota data. ^[3]

Credit Card & Personal Finance Statistics in 56545

Credit Card Debt in 56545

56545 Credit Card Debt
- The estimated average credit card debt for 56545 residents is $4,541. ^[1]
- Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 56545

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56545 Credit Scores

Credit Scores in 56545
- Residents of 56545 (MN) have an estimated average credit score of 720. ^[3]
- The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. ^[3]

More 56545 (Gary, MN) Credit Stats

Credit card delinquency rates in Minnesota ^[2]
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.

Cardholders in 56545 who are more than 90 days late on payments
- Minnesota Rate: 0.37%
- National Average: 0.57%

Statute of limitations for credit card debt in 56545 ^[4]
- 56545 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 56545 (Gary, MN)

Recent credit card complaints originating from consumers in 56545, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 56545

Complaint Issue	Number of Complaints*
Written notification about debt	1

* Total 2021 - 2024 (current)

Additional information about Minnesota

About 56545

56545 is associated with the city of Gary, which is located in Norman County in the state of Minnesota. ^[6]

56545 Credit Cards

For more information about 56545 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Minnesota

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau