Comprehensive Local Credit Card Guide

Credit Cards in 55749 (Holyoke, MN)

Credit Card Debt in 55749

^ Average credit card debt in 55749 is approximately $4,541, based on overall Minnesota data. ^[1]

Credit Card Delinquency in 55749

^ Based on overall Minnesota data, the credit card delinquency rate in Holyoke is approximately 0.37%. ^[2]

Credit Scores in 55749

^ The average credit score in Holyoke is approximately 720, based on collective Minnesota data. ^[3]

Credit Card & Personal Finance Statistics in 55749

Credit Card Debt in 55749

55749 Credit Card Debt
- The estimated average credit card debt for 55749 residents is $4,541. ^[1]
- Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 55749

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55749 Credit Scores

Credit Scores in 55749
- Residents of 55749 (MN) have an estimated average credit score of 720. ^[3]
- The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. ^[3]

More 55749 (Holyoke, MN) Credit Stats

Credit card delinquency rates in Minnesota ^[2]
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.

Cardholders in 55749 who are more than 90 days late on payments
- Minnesota Rate: 0.37%
- National Average: 0.57%

Statute of limitations for credit card debt in 55749 ^[4]
- 55749 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 55749 (Holyoke, MN)

Recent credit card complaints originating from consumers in 55749, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 55749

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Minnesota

About 55749

55749 is associated with the city of Holyoke, which is located in Carlton County in the state of Minnesota. ^[6]

55749 Credit Cards

For more information about 55749 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Minnesota

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau