Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Hampstead Credit Cards

Credit Card Debt in Hampstead

^ Average credit card debt in Hampstead is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in Hampstead

^ Based on overall MD data, the credit card delinquency rate in Hampstead is approximately 0.61%. [2]

Credit Scores in Hampstead

^ The average credit score in Hampstead is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Hampstead, MD Credit Card & Personal Finance Statistics

Hampstead Credit Card Debt


  • Credit Card Debt in Hampstead
    • The estimated average credit card debt for Hampstead residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Hampstead Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Hampstead Credit Scores


  • Credit Scores in Hampstead
    • Residents of Hampstead, MD have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More Hampstead, MD Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Hampstead cardholders that are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hampstead [4]
    • Hampstead (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Hampstead, MD

Recent credit card complaints originating from consumers in 21074, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Feb 16, 2012
21074
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed without relief
Yes
No
Jul 16, 2014
21074
Delinquent account
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jan 11, 2013
21074
Credit line increase/decrease
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Jan 27, 2014
21074
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 4, 2015
21074
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local Financial Institutions in Hampstead

Banks in or near Hampstead, MD

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Hampstead produced no matches.

ATMs in or near Hampstead, MD

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Hampstead produced no matches.

Credit Unions in or near Hampstead, MD

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Hampstead produced no matches.

Hampstead, MD Household Income Statistics

Income: Hampstead vs. Maryland

Median household income in Hampstead ($78,405) is approximately 1 percent greater than the median income for the state as a whole ($77,924). [5]


Hampstead, MD Income Breakdown

The city of Hampstead has a median household income of $78,405, versus $77,924 for Maryland and $58,283 for the U.S. Approximately 5 percent of Hampstead households have incomes below poverty level. [5]



Income: Hampstead vs. Nation

Median household income in Hampstead ($78,405) is approximately 35 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Maryland

About Hampstead

Hampstead is a town located in Carroll County in the state of Maryland, and has a population of approximately 6,323. [6]

MD Credit Cards

Hampstead Credit Cards

For more information about Hampstead credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in MD

ZIP Codes in Maryland


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau