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Comprehensive Local Credit Card Guide

Annapolis Credit Cards

Credit Card Debt in Annapolis

^ Average credit card debt in Annapolis is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in Annapolis

^ Based on overall MD data, the credit card delinquency rate in Annapolis is approximately 0.61%. [2]

Credit Scores in Annapolis

^ The average credit score in Annapolis is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Annapolis, MD Credit Card & Personal Finance Statistics

Annapolis Credit Card Debt


  • Credit Card Debt in Annapolis
    • The estimated average credit card debt for Annapolis residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Annapolis Credit Card Calculator


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Annapolis Credit Scores


  • Credit Scores in Annapolis
    • Residents of Annapolis, MD have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More Annapolis, MD Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Annapolis cardholders that are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Annapolis [4]
    • Annapolis (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Annapolis, MD

Recent credit card complaints originating from consumers in 21401, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 10, 2016
21401
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 3, 2014
21401
Other
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Feb 18, 2016
21401
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Dec 2, 2016
21401
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Dec 12, 2012
21401
Collection debt dispute
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Dec 12, 2012
21401
Credit reporting
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
No
No
Nov 10, 2016
21401
Credit line increase/decrease
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 17, 2013
21401
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jul 9, 2015
21401
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Oct 30, 2012
21401
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed
Yes
No
Nov 1, 2013
21401
Billing statement
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 14, 2016
21401
Transaction issue
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Apr 20, 2015
21401
Transaction issue
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with non-monetary relief
Yes
No
Aug 17, 2013
21401
Late fee
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Mar 6, 2014
21401
Other fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Jun 10, 2013
21401
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Aug 15, 2014
21401
Billing disputes
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Aug 21, 2015
21401
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Mar 1, 2017
21401
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No

Local Financial Institutions in Annapolis

Banks in or near Annapolis, MD

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Annapolis produced no matches.

ATMs in or near Annapolis, MD

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Annapolis produced no matches.

Credit Unions in or near Annapolis, MD

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Annapolis produced no matches.

Annapolis, MD Household Income Statistics

Income: Annapolis vs. Maryland

Median household income in Annapolis ($44,498) is approximately 43 percent less than the median income for the state as a whole ($77,924). [5]


Annapolis, MD Income Breakdown

The city of Annapolis has a median household income of $44,498, versus $77,924 for Maryland and $58,283 for the U.S. Approximately 7 percent of Annapolis households have incomes below poverty level. [5]



Income: Annapolis vs. Nation

Median household income in Annapolis ($44,498) is approximately 24 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Maryland

About Annapolis

Annapolis is a city located in Anne Arundel County in the state of Maryland, and has a population of approximately 38,394. [6]

MD Credit Cards

Annapolis Credit Cards

For more information about Annapolis credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MD

ZIP Codes in Maryland


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau