Annapolis, MD Credit Card & Personal Finance Statistics
Annapolis Credit Card Debt
- Credit Card Debt in Annapolis
- The estimated average credit card debt for Annapolis residents is $5,345. 
- Average credit card debt amount in Maryland (all cities) is
8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. 
Annapolis Credit Card Calculator
Annapolis Credit Scores
- Credit Scores in Annapolis
- Residents of Annapolis, MD have an estimated average credit score of 696. 
- The average credit score in Maryland (all cities) is
exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. 
More Annapolis, MD Credit Stats
- Credit card delinquency rates in Maryland 
- Maryland residents (all cities) rank 17th in the U.S. with a rate that
is 7% greater than the national average of 0.57%.
- Annapolis cardholders that are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%
- Statute of limitations for credit card debt in Annapolis 
- Annapolis (Maryland) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near Annapolis, MD
Recent credit card complaints originating from consumers in 21401, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|May 10, 2016||21401||APR or interest rate||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Sep 3, 2014||21401||Other||SYNCHRONY FINANCIAL||Closed with monetary relief||Yes||No|
|Feb 18, 2016||21401||Credit determination||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Dec 2, 2016||21401||Billing disputes||CAPITAL ONE FINANCIAL CORPORATION||Closed with monetary relief||Yes||No|
|Dec 12, 2012||21401||Collection debt dispute||U.S. BANCORP||Closed with non-monetary relief||Yes||No|
|Dec 12, 2012||21401||Credit reporting||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with non-monetary relief||No||No|
|Nov 10, 2016||21401||Credit line increase/decrease||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Apr 17, 2013||21401||Credit line increase/decrease||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||No|
|Jul 9, 2015||21401||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Oct 30, 2012||21401||Billing disputes||CAPITAL ONE FINANCIAL CORPORATION||Closed||Yes||No|
|Nov 1, 2013||21401||Billing statement||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Sep 14, 2016||21401||Transaction issue||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Apr 20, 2015||21401||Transaction issue||UNITED SERVICES AUTOMOBILE ASSOCIATION||Closed with non-monetary relief||Yes||No|
|Aug 17, 2013||21401||Late fee||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||Yes|
|Mar 6, 2014||21401||Other fee||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with monetary relief||Yes||No|
|Jun 10, 2013||21401||Billing disputes||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Aug 15, 2014||21401||Billing disputes||SYNCHRONY FINANCIAL||Closed with explanation||Yes||Yes|
|Aug 21, 2015||21401||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||Yes|
|Mar 1, 2017||21401||APR or interest rate||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with non-monetary relief||Yes||No|
Local Financial Institutions in Annapolis
Banks in or near Annapolis, MD
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in Annapolis produced no matches.
ATMs in or near Annapolis, MD
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in Annapolis produced no matches.
Credit Unions in or near Annapolis, MD
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in Annapolis produced no matches.
Annapolis, MD Household Income Statistics
Income: Annapolis vs. Maryland
Median household income in Annapolis ($44,498) is approximately 43 percent less than the median income for the state as a whole ($77,924). 
Annapolis, MD Income Breakdown
The city of Annapolis has a median household income of $44,498, versus $77,924 for Maryland and $58,283 for the U.S. Approximately 7 percent of Annapolis households have incomes below poverty level. 
Income: Annapolis vs. Nation
Median household income in Annapolis ($44,498) is approximately 24 percent less than the median income for the entire United States ($58,283). 
Additional information about Maryland
Annapolis is a city located in Anne Arundel County in the state of Maryland, and has a population of approximately 38,394. 
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Maryland State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau