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Comprehensive Local Credit Card Guide

Credit Cards in 21754 (Ijamsville, MD)

Credit Card Debt in 21754

^ Average credit card debt in 21754 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 21754

^ Based on overall Maryland data, the credit card delinquency rate in Ijamsville is approximately 0.61%. [2]

Credit Scores in 21754

^ The average credit score in Ijamsville is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 21754

Credit Card Debt in 21754


  • 21754 Credit Card Debt
    • The estimated average credit card debt for 21754 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 21754


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21754 Credit Scores


  • Credit Scores in 21754
    • Residents of 21754 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 21754 (Ijamsville, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 21754 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 21754 [4]
    • 21754 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 21754 (Ijamsville, MD)

Recent credit card complaints originating from consumers in 21754, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 21754

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 8
Managing an account 3
Trouble during payment process 2
Applying for a mortgage or refinancing an existing mortgage 1
Attempts to collect debt not owed 1
Other 8
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 21754

21754 is associated with the city of Ijamsville, which is located in Frederick County in the state of Maryland. [6]

MD Credit Cards

21754 Credit Cards

For more information about 21754 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21754

6. ^ United States Census Bureau