Comprehensive Local Credit Card Guide

Credit Cards in 20745 (Oxon Hill, MD)

Credit Card Debt in 20745

^ Average credit card debt in 20745 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20745

^ Based on overall Maryland data, the credit card delinquency rate in Oxon Hill is approximately 0.61%. ^[2]

Credit Scores in 20745

^ The average credit score in Oxon Hill is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20745

Credit Card Debt in 20745

20745 Credit Card Debt
- The estimated average credit card debt for 20745 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20745

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

20745 Credit Scores

Credit Scores in 20745
- Residents of 20745 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20745 (Oxon Hill, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20745 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20745 ^[4]
- 20745 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20745 (Oxon Hill, MD)

Recent credit card complaints originating from consumers in 20745, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20745

Complaint Issue	Number of Complaints*
Incorrect information on your report	625
Improper use of your report	344
Problem with a credit reporting company's investigation	254
Problem with a company's investigation into an existing problem	139
Attempts to collect debt not owed	34
Other	122

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20745

20745 is associated with the city of Oxon Hill, which is located in Prince George's County in the state of Maryland. ^[6]

20745 Credit Cards

For more information about 20745 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20745

6. ^ United States Census Bureau