Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Richmond Credit Cards

Credit Card Debt in Richmond

^ Average credit card debt in Richmond is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Richmond

^ Based on overall LA data, the credit card delinquency rate in Richmond is approximately 0.76%. [2]

Credit Scores in Richmond

^ The average credit score in Richmond is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Richmond, LA Credit Card & Personal Finance Statistics

Richmond Credit Card Debt


  • Credit Card Debt in Richmond
    • The estimated average credit card debt for Richmond residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Richmond Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Richmond Credit Scores


  • Credit Scores in Richmond
    • Residents of Richmond, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Richmond, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Richmond cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richmond [4]
    • Richmond (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Louisiana

About Richmond

Richmond is a village located in Madison County in the state of Louisiana, and has a population of approximately 577. [6]

LA Credit Cards

Richmond Credit Cards

For more information about Richmond credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in LA

ZIP Codes in Louisiana


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau