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Comprehensive Local Credit Card Guide

Pontiac Credit Cards

Credit Card Debt in Pontiac

^ Average credit card debt in Pontiac is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Pontiac

^ Based on overall IL data, the credit card delinquency rate in Pontiac is approximately 0.54%. [2]

Credit Scores in Pontiac

^ The average credit score in Pontiac is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Pontiac, IL Credit Card & Personal Finance Statistics

Pontiac Credit Card Debt


  • Credit Card Debt in Pontiac
    • The estimated average credit card debt for Pontiac residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Pontiac Credit Card Calculator


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Pontiac Credit Scores


  • Credit Scores in Pontiac
    • Residents of Pontiac, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Pontiac, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Pontiac cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Pontiac [4]
    • Pontiac (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Pontiac

Pontiac is a city located in Livingston County in the state of Illinois, and has a population of approximately 11,931. [6]

IL Credit Cards

Pontiac Credit Cards

For more information about Pontiac credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau