Comprehensive Local Credit Card Guide

Credit Cards in 61931 (Humboldt, IL)

Credit Card Debt in 61931

^ Average credit card debt in 61931 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 61931

^ Based on overall Illinois data, the credit card delinquency rate in Humboldt is approximately 0.54%. ^[2]

Credit Scores in 61931

^ The average credit score in Humboldt is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 61931

Credit Card Debt in 61931

61931 Credit Card Debt
- The estimated average credit card debt for 61931 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 61931

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61931 Credit Scores

Credit Scores in 61931
- Residents of 61931 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 61931 (Humboldt, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 61931 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 61931 ^[4]
- 61931 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 61931 (Humboldt, IL)

Recent credit card complaints originating from consumers in 61931, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 61931

Complaint Issue	Number of Complaints*
Fees or interest	1

* Total 2021 - 2024 (current)

Additional information about Illinois

About 61931

61931 is associated with the city of Humboldt, which is located in Coles County in the state of Illinois. ^[6]

61931 Credit Cards

For more information about 61931 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau