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Comprehensive Local Credit Card Guide

Illinois Credit Cards

Credit Card Debt in IL

^ Illinois residents have average credit card debt of $5,166, which ranks 15th in the nation. [1]

Credit Card Info in IL by City

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Credit Card Delinquency in IL

^ The credit card delinquency rate for Illinois residents is 0.54%, which ranks 29th in the U.S. [2]

IL Credit Cards

Illinois Credit Card & Personal Finance Statistics

Illinois Credit Card Debt


  • Credit Card Debt: IL vs. U.S.
    • Illinois residents have average credit card debt of $5,166. [1]
    • The average credit card debt amount in Illinois is 4% greater than the national average of $4,965.
    • IL ranks 15th in the nation in average credit card debt. [1]

Credit Card Delinquency in IL


  • Cardholders that are more than 90 days late on credit card payments in Illinois [2]
    • Illinois ranks 29th in the nation with a credit card delinquency rate that is 5% less than the national average of 0.57%.
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Illinois [4]
    • Illinois: 5 years
    • U.S. Average: 5.4 years

Illinois Credit Scores


  • Credit Scores: IL vs. U.S.
    • Illinois residents have an average credit score of 703. [3]
    • The average credit score for Illinois residents is 1% greater than the national average score of 696.
    • IL ranks 26th in the nation in average credit score. [3]

Illinois Demographics

Income Breakdown in Illinois

The state of Illinois has a median household income is $61,618. Approximately 14 percent of households in IL have incomes below the poverty level. [5]



Household Income: Illinois vs. U.S.

The median household income in the state of Illinois is approximately 6 percent more than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Illinois median household income of $61,618. [5]


Age Breakdown in Illinois

In Illinois, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Illinois

About Illinois

The state of Illinois has a population of approximately 12,830,632, ranking 7th in the nation. [5]

IL Credit Cards

More about Illinois Credit Cards

For more information about Illinois credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Illinois Cities

Illinois ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve