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Comprehensive Local Credit Card Guide

Illinois Credit Cards

Credit Card Debt in IL

^ Illinois residents have average credit card debt of $5,166, which ranks 15th in the nation. [1]

Credit Card Info in IL by City

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Credit Card Delinquency in IL

^ The credit card delinquency rate for Illinois residents is 0.54%, which ranks 29th in the U.S. [2]

IL Credit Cards

Illinois Credit Card & Personal Finance Statistics

Illinois Credit Card Debt


  • Credit Card Debt: IL vs. U.S.
    • Illinois residents have average credit card debt of $5,166. [1]
    • The average credit card debt amount in Illinois is 4% greater than the national average of $4,965.
    • IL ranks 15th in the nation in average credit card debt. [1]

Credit Card Delinquency in IL


  • Cardholders that are more than 90 days late on credit card payments in Illinois [2]
    • Illinois ranks 29th in the nation with a credit card delinquency rate that is 5% less than the national average of 0.57%.
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Illinois [4]
    • Illinois: 5 years
    • U.S. Average: 5.4 years

Illinois Credit Scores


  • Credit Scores: IL vs. U.S.
    • Illinois residents have an average credit score of 703. [3]
    • The average credit score for Illinois residents is 1% greater than the national average score of 696.
    • IL ranks 26th in the nation in average credit score. [3]

Illinois Demographics

Income Breakdown in Illinois

The state of Illinois has a median household income is $61,618. Approximately 14 percent of households in IL have incomes below the poverty level. [5]



Household Income: Illinois vs. U.S.

The median household income in the state of Illinois is approximately 6 percent more than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Illinois median household income of $61,618. [5]


Age Breakdown in Illinois

In Illinois, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Illinois

About Illinois

The state of Illinois has a population of approximately 12,830,632, ranking 7th in the nation. [5]

IL Credit Cards

More about Illinois Credit Cards

For more information about Illinois credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Illinois Cities

Illinois ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve