Comprehensive Local Credit Card Guide

Credit Cards in 83709 (Boise, ID)

Credit Card Debt in 83709

^ Average credit card debt in 83709 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83709

^ Based on overall Idaho data, the credit card delinquency rate in Boise is approximately 0.48%. ^[2]

Credit Scores in 83709

^ The average credit score in Boise is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83709

Credit Card Debt in 83709

83709 Credit Card Debt
- The estimated average credit card debt for 83709 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83709

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83709 Credit Scores

Credit Scores in 83709
- Residents of 83709 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83709 (Boise, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83709 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83709 ^[4]
- 83709 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83709 (Boise, ID)

Recent credit card complaints originating from consumers in 83709, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83709

Complaint Issue	Number of Complaints*
Incorrect information on your report	60
Improper use of your report	38
Problem with a credit reporting company's investigation	28
Problem with a purchase shown on your statement	12
Problem with a company's investigation into an existing problem	10
Other	77

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83709

83709 is associated with the city of Boise, which is located in Ada County in the state of Idaho. ^[6]

83709 Credit Cards

For more information about 83709 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83709

6. ^ United States Census Bureau