Comprehensive Local Credit Card Guide

Credit Cards in 83617 (Emmett, ID)

Credit Card Debt in 83617

^ Average credit card debt in 83617 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83617

^ Based on overall Idaho data, the credit card delinquency rate in Emmett is approximately 0.48%. ^[2]

Credit Scores in 83617

^ The average credit score in Emmett is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83617

Credit Card Debt in 83617

83617 Credit Card Debt
- The estimated average credit card debt for 83617 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83617

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83617 Credit Scores

Credit Scores in 83617
- Residents of 83617 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83617 (Emmett, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83617 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83617 ^[4]
- 83617 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83617 (Emmett, ID)

Recent credit card complaints originating from consumers in 83617, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83617

Complaint Issue	Number of Complaints*
Incorrect information on your report	16
Applying for a mortgage or refinancing an existing mortgage	2
Improper use of your report	1

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83617

83617 is associated with the city of Emmett, which is located in Gem County in the state of Idaho. ^[6]

83617 Credit Cards

For more information about 83617 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau