Comprehensive Local Credit Card Guide

Credit Cards in 83605 (Caldwell, ID)

Credit Card Debt in 83605

^ Average credit card debt in 83605 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83605

^ Based on overall Idaho data, the credit card delinquency rate in Caldwell is approximately 0.48%. ^[2]

Credit Scores in 83605

^ The average credit score in Caldwell is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83605

Credit Card Debt in 83605

83605 Credit Card Debt
- The estimated average credit card debt for 83605 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83605

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83605 Credit Scores

Credit Scores in 83605
- Residents of 83605 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83605 (Caldwell, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83605 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83605 ^[4]
- 83605 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83605 (Caldwell, ID)

Recent credit card complaints originating from consumers in 83605, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83605

Complaint Issue	Number of Complaints*
Incorrect information on your report	20
Improper use of your report	18
Attempts to collect debt not owed	6
Problem with a purchase shown on your statement	4
Managing an account	3
Other	36

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83605

83605 is associated with the city of Caldwell, which is located in Canyon County in the state of Idaho. ^[6]

83605 Credit Cards

For more information about 83605 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau