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Comprehensive Local Credit Card Guide

Garfield Credit Cards

Credit Card Debt in Garfield

^ Average credit card debt in Garfield is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in Garfield

^ Based on overall AR data, the credit card delinquency rate in Garfield is approximately 0.76%. [2]

Credit Scores in Garfield

^ The average credit score in Garfield is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Garfield, AR Credit Card & Personal Finance Statistics

Garfield Credit Card Debt


  • Credit Card Debt in Garfield
    • The estimated average credit card debt for Garfield residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Garfield Credit Card Calculator


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Garfield Credit Scores


  • Credit Scores in Garfield
    • Residents of Garfield, AR have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More Garfield, AR Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Garfield cardholders that are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Garfield [4]
    • Garfield (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Garfield, AR

Recent credit card complaints originating from consumers in 72732, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 5, 2012
72732
Late fee
SYNCHRONY FINANCIAL
Closed with relief
Yes
No
Jan 5, 2012
72732
Identity theft / Fraud / Embezzlement
U.S. BANCORP
Closed with relief
Yes
No

Local Financial Institutions in Garfield

Banks in or near Garfield, AR

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Garfield produced no matches.

ATMs in or near Garfield, AR

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Garfield produced no matches.

Credit Unions in or near Garfield, AR

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Garfield produced no matches.

Garfield, AR Household Income Statistics

Income: Garfield vs. Arkansas

Median household income in Garfield ($39,586) is approximately 7 percent less than the median income for the state as a whole ($42,653). [5]


Garfield, AR Income Breakdown

The city of Garfield has a median household income of $39,586, versus $42,653 for Arkansas and $58,283 for the U.S. Approximately 10 percent of Garfield households have incomes below poverty level. [5]



Income: Garfield vs. Nation

Median household income in Garfield ($39,586) is approximately 32 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Arkansas

About Garfield

Garfield is a town located in Benton County in the state of Arkansas, and has a population of approximately 502. [6]

AR Credit Cards

Garfield Credit Cards

For more information about Garfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in AR

ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau