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Comprehensive Local Credit Card Guide

Arkansas Credit Cards

Credit Card Debt in AR

^ Arkansas residents have average credit card debt of $4,535, which ranks 44th in the nation. [1]

Credit Card Info in AR by City

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Credit Card Delinquency in AR

^ The credit card delinquency rate for Arkansas residents is 0.76%, which ranks 3rd in the U.S. [2]

AR Credit Cards

Arkansas Credit Card & Personal Finance Statistics

Arkansas Credit Card Debt


  • Credit Card Debt: AR vs. U.S.
    • Arkansas residents have average credit card debt of $4,535. [1]
    • The average credit card debt amount in Arkansas is 9% less than the national average of $4,965.
    • AR ranks 44th in the nation in average credit card debt. [1]

Credit Card Delinquency in AR


  • Cardholders that are more than 90 days late on credit card payments in Arkansas [2]
    • Arkansas ranks 3rd in the nation with a credit card delinquency rate that is 33% greater than the national average of 0.57%.
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Arkansas [4]
    • Arkansas: 5 years
    • U.S. Average: 5.4 years

Arkansas Credit Scores


  • Credit Scores: AR vs. U.S.
    • Arkansas residents have an average credit score of 683. [3]
    • The average credit score for Arkansas residents is 2% less than the national average score of 696.
    • AR ranks 40th in the nation in average credit score. [3]

Arkansas Demographics

Income Breakdown in Arkansas

The state of Arkansas has a median household income is $42,653. Approximately 19 percent of households in AR have incomes below the poverty level. [5]



Household Income: Arkansas vs. U.S.

The median household income in the state of Arkansas is approximately 27 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Arkansas median household income of $42,653. [5]


Age Breakdown in Arkansas

In Arkansas, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Arkansas

About Arkansas

The state of Arkansas has a population of approximately 2,915,918, ranking 32nd in the nation. [5]

AR Credit Cards

More about Arkansas Credit Cards

For more information about Arkansas credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Arkansas Cities

Arkansas ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve