Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Phoenix Credit Cards

Credit Card Debt in Phoenix

^ Average credit card debt in Phoenix is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in Phoenix

^ Based on overall AZ data, the credit card delinquency rate in Phoenix is approximately 0.56%. [2]

Credit Scores in Phoenix

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Phoenix, AZ Credit Card & Personal Finance Statistics

Phoenix Credit Card Debt


  • Credit Card Debt in Phoenix
    • The estimated average credit card debt for Phoenix residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Phoenix Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Phoenix Credit Scores


  • Credit Scores in Phoenix
    • Residents of Phoenix, AZ have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More Phoenix, AZ Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Phoenix cardholders that are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Phoenix [4]
    • Phoenix (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Arizona

About Phoenix

Phoenix is a city located in Maricopa County in the state of Arizona, and has a population of approximately 1,445,632. [6]

AZ Credit Cards

Phoenix Credit Cards

For more information about Phoenix credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in AZ

ZIP Codes in Arizona


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau