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Comprehensive Local Credit Card Guide

Credit Cards in 85254 (Scottsdale, AZ)

Credit Card Debt in 85254

^ Average credit card debt in 85254 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85254

^ Based on overall Arizona data, the credit card delinquency rate in Scottsdale is approximately 0.56%. [2]

Credit Scores in 85254

^ The average credit score in Scottsdale is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85254

Credit Card Debt in 85254


  • 85254 Credit Card Debt
    • The estimated average credit card debt for 85254 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85254


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85254 Credit Scores


  • Credit Scores in 85254
    • Residents of 85254 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85254 (Scottsdale, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85254 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85254 [4]
    • 85254 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 85254 (Scottsdale, AZ)

Recent credit card complaints originating from consumers in 85254, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 85254

Complaint Issue Number of Complaints*
Incorrect information on your report 71
Improper use of your report 49
Problem with a credit reporting company's investigation 32
Managing an account 26
Problem with a purchase shown on your statement 19
Other 138
* Total 2021 - 2024 (current)

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Additional information about Arizona

About 85254

85254 is associated with the city of Scottsdale, which is located in Maricopa County in the state of Arizona. [6]

AZ Credit Cards

85254 Credit Cards

For more information about 85254 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Arizona


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Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85254

6. ^ United States Census Bureau