Comprehensive Local Credit Card Guide

Credit Cards in 85035 (Phoenix, AZ)

Credit Card Debt in 85035

^ Average credit card debt in 85035 is approximately $5,011, based on overall Arizona data. ^[1]

Credit Card Delinquency in 85035

^ Based on overall Arizona data, the credit card delinquency rate in Phoenix is approximately 0.56%. ^[2]

Credit Scores in 85035

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. ^[3]

Credit Card & Personal Finance Statistics in 85035

Credit Card Debt in 85035

85035 Credit Card Debt
- The estimated average credit card debt for 85035 residents is $5,011. ^[1]
- Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 85035

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85035 Credit Scores

Credit Scores in 85035
- Residents of 85035 (AZ) have an estimated average credit score of 691. ^[3]
- The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. ^[3]

More 85035 (Phoenix, AZ) Credit Stats

Credit card delinquency rates in Arizona ^[2]
- Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 85035 who are more than 90 days late on payments
- Arizona Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 85035 ^[4]
- 85035 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 85035 (Phoenix, AZ)

Recent credit card complaints originating from consumers in 85035, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 85035

Complaint Issue	Number of Complaints*
Incorrect information on your report	186
Problem with a credit reporting company's investigation	89
Improper use of your report	85
Problem with a company's investigation into an existing problem	14
Unable to get your credit report or credit score	14
Other	61

* Total 2021 - 2024 (current)

Additional information about Arizona

About 85035

85035 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. ^[6]

85035 Credit Cards

For more information about 85035 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Arizona

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau