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Comprehensive Local Credit Card Guide

Gardendale Credit Cards

Credit Card Debt in Gardendale

^ Average credit card debt in Gardendale is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Gardendale

^ Based on overall AL data, the credit card delinquency rate in Gardendale is approximately 0.77%. [2]

Credit Scores in Gardendale

^ The average credit score in Gardendale is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Gardendale, AL Credit Card & Personal Finance Statistics

Gardendale Credit Card Debt


  • Credit Card Debt in Gardendale
    • The estimated average credit card debt for Gardendale residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Gardendale Credit Card Calculator


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Gardendale Credit Scores


  • Credit Scores in Gardendale
    • Residents of Gardendale, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Gardendale, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Gardendale cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gardendale [4]
    • Gardendale (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Gardendale

Gardendale is a city located in Jefferson County in the state of Alabama, and has a population of approximately 13,893. [6]

AL Credit Cards

Gardendale Credit Cards

For more information about Gardendale credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau