Gardendale, AL Credit Card & Personal Finance Statistics
Gardendale Credit Card Debt
- Credit Card Debt in Gardendale
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- The estimated average credit card debt for Gardendale residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Gardendale Credit Card Calculator
Gardendale Credit Scores
- Credit Scores in Gardendale
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- Residents of Gardendale, AL have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More Gardendale, AL Credit Stats
- Credit card delinquency rates in Alabama [2]
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- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Gardendale cardholders that are more than 90 days late on payments
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- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in Gardendale [4]
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- Gardendale (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about Alabama
About Gardendale
Gardendale is a city located in Jefferson County in the state of Alabama, and has a population of approximately 13,893. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Alabama State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
