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Comprehensive Local Credit Card Guide

Helena Credit Cards

Credit Card Debt in Helena

^ Average credit card debt in Helena is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Helena

^ Based on overall AL data, the credit card delinquency rate in Helena is approximately 0.77%. [2]

Credit Scores in Helena

^ The average credit score in Helena is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Helena, AL Credit Card & Personal Finance Statistics

Helena Credit Card Debt


  • Credit Card Debt in Helena
    • The estimated average credit card debt for Helena residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Helena Credit Card Calculator


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Helena Credit Scores


  • Credit Scores in Helena
    • Residents of Helena, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Helena, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Helena cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Helena [4]
    • Helena (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Helena

Helena is a city located in Shelby County in the state of Alabama, and has a population of approximately 16,793. [6]

AL Credit Cards

Helena Credit Cards

For more information about Helena credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau