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Comprehensive Local Credit Card Guide

Credit Cards in 36541 (Grand Bay, AL)

Credit Card Debt in 36541

^ Average credit card debt in 36541 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36541

^ Based on overall Alabama data, the credit card delinquency rate in Grand Bay is approximately 0.77%. [2]

Credit Scores in 36541

^ The average credit score in Grand Bay is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36541

Credit Card Debt in 36541


  • 36541 Credit Card Debt
    • The estimated average credit card debt for 36541 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36541


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36541 Credit Scores


  • Credit Scores in 36541
    • Residents of 36541 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36541 (Grand Bay, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36541 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36541 [4]
    • 36541 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36541 (Grand Bay, AL)

Recent credit card complaints originating from consumers in 36541, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?

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Additional information about Alabama

About 36541

36541 is associated with the city of Grand Bay, which is located in Mobile County in the state of Alabama. [6]

AL Credit Cards

36541 Credit Cards

For more information about 36541 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau