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Comprehensive Local Credit Card Guide

Laramie Credit Cards

Credit Card Debt in Laramie

^ Average credit card debt in Laramie is approximately $4,789, based on overall Wyoming data. [1]

Credit Card Delinquency in Laramie

^ Based on overall WY data, the credit card delinquency rate in Laramie is approximately 0.4%. [2]

Credit Scores in Laramie

^ The average credit score in Laramie is approximately 711, based on collective Wyoming data. [3]

WY Credit Cards

Laramie, WY Credit Card & Personal Finance Statistics

Laramie Credit Card Debt


  • Credit Card Debt in Laramie
    • The estimated average credit card debt for Laramie residents is $4,789. [1]
    • Average credit card debt amount in Wyoming (all cities) is 4% less than the national average of $4,965.
    • Collectively, Wyoming cities rank 31st in the U.S. in average credit card debt. [1]

Laramie Credit Card Calculator


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Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
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Your total interest payments will be:

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Laramie Credit Scores


  • Credit Scores in Laramie
    • Residents of Laramie, WY have an estimated average credit score of 711. [3]
    • The average credit score in Wyoming (all cities) is 2.16% greater than the national average score of 696.
    • Wyoming collectively ranks 16th in the U.S. in average credit score of residents. [3]

More Laramie, WY Credit Stats

  • Credit card delinquency rates in Wyoming [2]
    • Wyoming residents (all cities) rank 46th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Laramie cardholders that are more than 90 days late on payments
    • Wyoming Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Laramie [4]
    • Laramie (Wyoming) Law: 8 years
    • U.S. State Average: 5.4 years
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Additional information about Wyoming

About Laramie

Laramie is a city located in Albany County in the state of Wyoming, and has a population of approximately 30,816. [6]

WY Credit Cards

Laramie Credit Cards

For more information about Laramie credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in WY

ZIP Codes in Wyoming


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wyoming State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau