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Comprehensive Local Credit Card Guide

Credit Cards in 82061 (Horse Creek, WY)

Credit Card Debt in 82061

^ Average credit card debt in 82061 is approximately $4,789, based on overall Wyoming data. [1]

Credit Card Delinquency in 82061

^ Based on overall Wyoming data, the credit card delinquency rate in Horse Creek is approximately 0.4%. [2]

Credit Scores in 82061

^ The average credit score in Horse Creek is approximately 711, based on collective Wyoming data. [3]

WY Credit Cards

Credit Card & Personal Finance Statistics in 82061

Credit Card Debt in 82061


  • 82061 Credit Card Debt
    • The estimated average credit card debt for 82061 residents is $4,789. [1]
    • Average credit card debt amount in Wyoming (all cities) is 4% less than the national average of $4,965.
    • Collectively, Wyoming cities rank 31st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 82061


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82061 Credit Scores


  • Credit Scores in 82061
    • Residents of 82061 (WY) have an estimated average credit score of 711. [3]
    • The average credit score in Wyoming (all cities) is 2.16% greater than the national average score of 696.
    • Wyoming collectively ranks 16th in the U.S. in average credit score of residents. [3]

More 82061 (Horse Creek, WY) Credit Stats

  • Credit card delinquency rates in Wyoming [2]
    • Wyoming residents (all cities) rank 46th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 82061 who are more than 90 days late on payments
    • Wyoming Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 82061 [4]
    • 82061 (Wyoming) Law: 8 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 82061 (Horse Creek, WY)

Recent credit card complaints originating from consumers in 82061, WY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 82061

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Wyoming

About 82061

82061 is associated with the city of Horse Creek, which is located in Laramie County in the state of Wyoming. [6]

WY Credit Cards

82061 Credit Cards

For more information about 82061 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Wyoming


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wyoming State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau