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Comprehensive Local Credit Card Guide

Credit Cards in 82801 (Sheridan, WY)

Credit Card Debt in 82801

^ Average credit card debt in 82801 is approximately $4,789, based on overall Wyoming data. [1]

Credit Card Delinquency in 82801

^ Based on overall Wyoming data, the credit card delinquency rate in Sheridan is approximately 0.4%. [2]

Credit Scores in 82801

^ The average credit score in Sheridan is approximately 711, based on collective Wyoming data. [3]

WY Credit Cards

Credit Card & Personal Finance Statistics in 82801

Credit Card Debt in 82801


  • 82801 Credit Card Debt
    • The estimated average credit card debt for 82801 residents is $4,789. [1]
    • Average credit card debt amount in Wyoming (all cities) is 4% less than the national average of $4,965.
    • Collectively, Wyoming cities rank 31st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 82801


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82801 Credit Scores


  • Credit Scores in 82801
    • Residents of 82801 (WY) have an estimated average credit score of 711. [3]
    • The average credit score in Wyoming (all cities) is 2.16% greater than the national average score of 696.
    • Wyoming collectively ranks 16th in the U.S. in average credit score of residents. [3]

More 82801 (Sheridan, WY) Credit Stats

  • Credit card delinquency rates in Wyoming [2]
    • Wyoming residents (all cities) rank 46th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 82801 who are more than 90 days late on payments
    • Wyoming Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 82801 [4]
    • 82801 (Wyoming) Law: 8 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 82801 (Sheridan, WY)

Recent credit card complaints originating from consumers in 82801, WY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 82801

Complaint Issue Number of Complaints*
Managing, opening, or closing your mobile wallet account 21
Incorrect information on your report 17
Written notification about debt 16
Closing an account 9
Managing an account 8
Other 61
* Total 2021 - 2024 (current)

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Additional information about Wyoming

About 82801

82801 is associated with the city of Sheridan, which is located in Sheridan County in the state of Wyoming. [6]

WY Credit Cards

82801 Credit Cards

For more information about 82801 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Wyoming


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Cities in WY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wyoming State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau