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Comprehensive Local Credit Card Guide

Credit Cards in 82430 (Kirby, WY)

Credit Card Debt in 82430

^ Average credit card debt in 82430 is approximately $4,789, based on overall Wyoming data. [1]

Credit Card Delinquency in 82430

^ Based on overall Wyoming data, the credit card delinquency rate in Kirby is approximately 0.4%. [2]

Credit Scores in 82430

^ The average credit score in Kirby is approximately 711, based on collective Wyoming data. [3]

WY Credit Cards

Credit Card & Personal Finance Statistics in 82430

Credit Card Debt in 82430


  • 82430 Credit Card Debt
    • The estimated average credit card debt for 82430 residents is $4,789. [1]
    • Average credit card debt amount in Wyoming (all cities) is 4% less than the national average of $4,965.
    • Collectively, Wyoming cities rank 31st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 82430


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82430 Credit Scores


  • Credit Scores in 82430
    • Residents of 82430 (WY) have an estimated average credit score of 711. [3]
    • The average credit score in Wyoming (all cities) is 2.16% greater than the national average score of 696.
    • Wyoming collectively ranks 16th in the U.S. in average credit score of residents. [3]

More 82430 (Kirby, WY) Credit Stats

  • Credit card delinquency rates in Wyoming [2]
    • Wyoming residents (all cities) rank 46th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 82430 who are more than 90 days late on payments
    • Wyoming Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 82430 [4]
    • 82430 (Wyoming) Law: 8 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 82430 (Kirby, WY)

Recent credit card complaints originating from consumers in 82430, WY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 82430

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Wyoming

About 82430

82430 is associated with the city of Kirby, which is located in Hot Springs County in the state of Wyoming. [6]

WY Credit Cards

82430 Credit Cards

For more information about 82430 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Wyoming


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Cities in WY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wyoming State Legislature

5. ^ Consumer financial complaints in 82430

6. ^ United States Census Bureau